MUTUAL FUND AND SIP
Small steps, every month. Big difference over time.
Learn how SIP, step-up SIP, lumpsum and SWP work. When you are ready, our team helps you start, stay consistent and review once a year — with a person you can call.
AMFI Registered Mutual Fund Distributor — ARN-94867
Ways to invest
Pick what fits your income and your goal. We explain each one before you start.
SIP
A fixed amount every month, auto-debited from your bank. The simplest habit in investing.
Try the calculator →Step-up SIP
Your SIP grows every year with your income. A 10% yearly increase can change the result a lot.
Try the calculator →Lumpsum
Invest a bonus, sale proceeds or savings in one go — or spread it over months with an STP.
Try the calculator →SWP
A regular monthly payout from your investments — often used after retirement.
Try the calculator →Tax-saving funds (ELSS)
Equity funds with a 3-year lock-in that qualify for deduction under Section 80C in the old tax regime.
Time is the biggest ingredient
The same ₹5,000 a month, kept going for longer. Most of the growth comes in the later years — that is why starting early and staying consistent matter more than timing.
Illustration at an assumed 12% a year, within the limit AMFI allows for such illustrations. Not the return of any scheme. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance may or may not be sustained in future and is not a guarantee of future returns.
Try your own numbers →Types of funds, in one line each
Equity funds
Invest mainly in shares. Higher ups and downs; usually for goals 5 years or more away.
Debt funds
Invest in bonds and money-market instruments. Lower ups and downs, but not risk-free.
Hybrid funds
A mix of equity and debt in one fund, in different proportions.
Index funds and ETFs
Follow a market index such as the Nifty 50, usually at a lower cost.
How to start
KYC once
PAN, Aadhaar and a bank account. Done online or at our office.
Understand, then decide
We understand your goal and time frame and explain the options and their risks. You decide.
Auto-debit and review
Your SIP runs every month. We sit with you once a year to review it.
For larger needs
SIF, PMS and AIF
For larger portfolios: Specialised Investment Funds, Portfolio Management Services (APMI Registered PMS Distributor — APRN05229) and Alternative Investment Funds (on enquiry only). These have higher minimum amounts and their own risks — read the disclosure documents carefully.
Ask us →Loan against mutual funds
Need money for a short time? It is possible to borrow against your fund units without selling them. Loans are given by lenders, subject to their approval and terms.
Ask us →Common questions
What is the minimum SIP amount?
Many schemes allow SIPs from ₹500 a month (some even lower). The minimum depends on the scheme.
Can I stop or pause my SIP?
Yes. Most SIPs can be paused or stopped at any time, and you can redeem as per the scheme's terms (ELSS has a 3-year lock-in, and some schemes have an exit load).
Are mutual funds safe?
Mutual funds are regulated by SEBI, but their value goes up and down with the market. Returns are not guaranteed. Every scheme shows a riskometer — read it before you invest.
What is the difference between a direct plan and a regular plan?
A direct plan has no distributor commission and a lower expense ratio. A regular plan includes the distributor's service, and the fund house pays the distributor a commission from the expense ratio. See our commission disclosure.
How do I check my KYC or get a statement of all my funds?
Use the official links on our Useful links page — KYC status, and consolidated statements from CAMS, KFintech or MF Central.
Talk to our mutual fund team
Share your number. Our team will call you to understand your goal and explain your options — no charge, no pressure.
Or WhatsApp us on 097253 53500Thank you! We have your request.
Our team will call you soon — Monday to Saturday, 9 am to 6 pm.
Want to talk now? WhatsApp usAMFI Registered Mutual Fund Distributor — ARN-94867. APMI Registered PMS Distributor — APRN05229. We are distributors, not investment advisers. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance may or may not be sustained in future and is not a guarantee of future returns. PMS, SIF and AIF carry higher minimums and risks; read the disclosure documents before investing.